*You must keep a minimum of $1 in a Regular Savings account to maintain membership. See Fee Schedule for more information.

¹The Cities for Financial Empowerment Fund's national Bank On platform supports local coalition and financial institution efforts to connect consumers to safe, affordable bank accounts. Bank On certified accounts are not eligible for Courtesy Pay.

²Early deposit of funds is not guaranteed and is dependent on the timing of funding by the payer.

³Online Bill Payment and Zelle^® are only available for members 18 or older. There is no fee to use Zelle^® in the Golden 1 Mobile Banking app and Online Banking. However, other fees may be assessed based on usage. Message and data rates may apply. Check with your mobile provider. Other fees such as, but not limited to, Golden 1 Courtesy Pay or Overdraft Protection fees may apply, if enrolled in those or other available programs.