Premium Checking features
What are the benefits of a Premium Checking Account
-
There is an $8 monthly maintenance fee to keep your Golden 1 Premium Checking Account current. However, that monthly maintenance fee is waived if you meet any of the following requirements:
- You have an electronic Direct Deposit of a recurring paycheck or retirement check into your Premium Checking Account.
- You maintain a minimum daily balance of $500.
- You maintain an aggregate savings balance of $5,000 or more in any of your Golden 1 savings accounts, under the same membership as your Premium Checking Account during the statement period at the time the monthly maintenance fee is assessed.
- You are enrolled in our Golden Prestige program for members age 62 and older.
1You must keep a minimum of $1 in a Regular Savings account to maintain membership. See Fee Schedule for more information. The $8 monthly maintenance fee is waived if you: Have electronic Direct Deposit of a recurring paycheck or retirement check into your Premium Checking Account, OR maintain a minimum daily balance of $500, OR maintain an aggregate savings balance of $5,000 or more in any combination of savings accounts under the same membership as the Premium Checking Account during the statement period at the time the monthly maintenance fee is assessed, OR Are enrolled in Golden Prestige℠. Fees could reduce earnings.
2Early deposit of funds is not guaranteed and is dependent on the timing of funding by the payer.
3Online Bill Payment and Zelle® are only available for members 18 or older. There is no fee to use Zelle® in the Golden 1 Mobile Banking app and Online Banking. However, other fees may be assessed based on usage. Message and data rates may apply. Check with your mobile provider. Other fees such as, but not limited to, Golden 1 Courtesy Pay or Overdraft Protection fees may apply, if enrolled in those or other available programs.
