Community Day CalKIDS *$50 Matching Offer: 
The guidelines below describe the terms that apply to participation in the Golden 1 Credit Union CalKIDs $50 matching offer promotional program (“Program”) offered by Golden 1 Credit Union (“Golden 1”). 

Eligible Participants: 
All new members who open a Golden 1 Youth Savings account on April 5, 2025 at a CalKIDs event taking place at the Cosumnes, Oakland, Madera, and Fresno Shaw Golden 1 Credit Union branch locations. For Youth Savings accounts, the required parent or guardian may be an existing member, but the youth must be a new member. This offer is limited to individuals who have not owned or jointly owned a Youth Savings account within the last twenty-four (24) months. Fiduciary accounts (e.g., trust and business accounts) are not eligible. 

Promotion Period: 
The Youth Savings account must be opened April 5 - 15, 2025 by new members who register and attend one of the CalKIDS Community Day events on April 5, 2025 at either the Cosumnes, Oakland, Madera, or Fresno Shaw Golden 1 branch locations. Eligible participants have until May 15, 2025, 11:59 PM to make the qualifying deposit.

Offer Terms: 
In order to qualify for the bonus, an Eligible Participant must open a new Golden 1 Youth Savings account and complete at least one qualifying deposit of $50 or more into that account by May 15, 2025. The qualifying deposit must be made via an ACH transfer from a linked bank account, a direct deposit, or a deposit at a Golden 1 branch. Person to Person (P2P) transfers (ACH-based P2P or debit-card based P2P from Venmo, PayPal, Apple Cash, Square Cash, etc.) are excluded. This offer may not be combined with any other checking or savings account bonus offer and is limited to one bonus per member per account.

After new members meet the qualification criteria stated above, Golden 1 will make a deposit of $50 into the qualifying Golden 1 account after deposit verification, no later than May 31, 2025. The account must remain open and in good standing until the bonus is credited.

Tax Information: 
Deposit matches are considered miscellaneous income and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable). You are responsible for any federal, state, or local taxes due on the bonus. Please consult your own tax professional and attorney for tax advice.

Other Terms: 
Golden 1 reserves the right to exclude any Member from participating in the Program for any reason, including suspected fraud, misuse, or if suspicious activities are observed. Golden 1 also reserves the right to stop or make changes to the Program at any time before the end of the Promotion Period without notice.

¹A parent or legal guardian must be a joint owner on the account until the minor reaches the age of 18.