Checking
- $100 minimum deposit required to open account
- Free Checking when conditions are met1
- Visa® Debit Card with fraud protection2
- Free Mobile, Online, and Text Banking3
- Mobile Deposit and Mobile Wallet
- Up to 50 checks cleared per month fee-free4
- Free access to over 30,000 Golden 1 and CO-OP Network ATMs
Savings
- $1 minimum deposit required to open account
- No monthly maintenance fee
- Low $0.01 daily balance required to obtain Annual Percentage Yield (APY)
- Unlimited ATM transactions5
1$8 monthly fee waived with enrollment in eStatements only statement delivery and a minimum average daily balance of $1,000 in this account during the statement period.
2Golden 1 provides Zero Liability Protection for unauthorized transactions on your card. To be covered the cardholder must safeguard their account information and notify Golden 1 promptly of any unauthorized transactions. Certain conditions and limitations can apply. For more information about liability for unauthorized transactions, please refer to your Golden 1 Disclosure of Account Information - Sole Proprietor Accounts. Visit our Golden 1 Identity Theft and Fraud page for additional information.
3Wireless carrier text or data fees may apply.
4First 50 checks cleared per month are free, then $0.20 per check fee will apply.
5Please see our Fee Schedule for current transaction fees for out-of-network ATMs.
