MANY RATE SPECIALS. ONE PERFECT MATCH.

Select from several great choices of term & rate! Limited-time Term Savings Certificate specials.

More about Term Savings Certificates

Term Savings Certificate

Terms vary from 3 to 60 months. Dividends you earn each month can be added to the certificate balance or transferred to a different account without penalties.

 

$500.00+

Term
Dividend Rate
APY*
10 Months
4.17%
4.25%
16 Months
4.22%
4.30%
22 Months
4.22%
4.30%
48 Months
4.17%
4.25%

$500.00-$9,999.99

Term
Dividend Rate
APY*
3-5 Months
2.96%
3.00%
6-11 Months
3.01%
3.05%
12-17 Months
3.40%
3.45%
18-23 Months
3.40%
3.45%
24-35 Months
3.44%
3.50%
36-47 Months
3.54%
3.60%
48-59 Months
3.59%
3.65%
60 Months
3.74%
3.80%

$10,000.00-$24,999.99

Term
Dividend Rate
APY*
3-5 Months
2.96%
3.00%
6-11 Months
3.01%
3.05%
12-17 Months
3.40%
3.45%
18-23 Months
3.40%
3.45%
24-35 Months
3.44%
3.50%
36-47 Months
3.54%
3.60%
48-59 Months
3.59%
3.65%
60 Months
3.74%
3.80%

$25,000.00-$49,999.99

Term
Dividend Rate
APY*
3-5 Months
2.96%
3.00%
6-11 Months
3.01%
3.05%
12-17 Months
3.40%
3.45%
18-23 Months
3.40%
3.45%
24-35 Months
3.44%
3.50%
36-47 Months
3.54%
3.60%
48-59 Months
3.59%
3.65%
60 Months
3.74%
3.80%

$50,000.00-$99,999.99

Term
Dividend Rate
APY*
3-5 Months
2.96%
3.00%
6-11 Months
3.01%
3.05%
12-17 Months
3.40%
3.45%
18-23 Months
3.40%
3.45%
24-35 Months
3.44%
3.50%
36-47 Months
3.54%
3.60%
48-59 Months
3.59%
3.65%
60 Months
3.74%
3.80%

$100,000.00+

Term
Dividend Rate
APY*
3-5 Months
3.06%
3.10%
6-11 Months
3.11%
3.15%
12-17 Months
3.49%
3.55%
18-23 Months
3.49%
3.55%
24-35 Months
3.54%
3.60%
36-47 Months
3.64%
3.70%
48-59 Months
3.69%
3.75%
60 Months
3.83%
3.90%

*The dividend rate and Annual Percentage Yield (APY) accurate as of 03/25/2025. The dividend rate and APY may change at any time. There is no minimum balance required to earn the stated APY. The minimum opening deposit for a regular certificate is $500. The APY is based on an assumption that dividends will remain in the account until maturity. Any fee, withdrawal or transfer reduces earnings and there may be penalties for early withdrawal. Call (916) 732-2900 or 1-877-GOLDEN 1 (1-877-465-3361) for current rates.

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* Annual Percentage Yield (APY) is accurate as of January 10, 2025 and may change at any time. The APY is based on an assumption that dividends will remain in the account until maturity. Any fee, withdrawal, or transfer reduces earnings and there may be penalties for early withdrawal. The minimum deposit for these 10-month, 16-month, 22-month, and 48-month certificates is $500. There is no minimum daily balance requirement to obtain the APY. These certificates are not extended to organization accounts. Rates and term are subject to change without notice. Call 1 877 GOLDEN 1 (1 877 465 3361) for current rates.

1 Traditional and Roth IRA accounts are insured separately from other accounts. A member’s Roth IRA and Traditional IRA will be added together and insured to the aggregate maximum of $250,000.

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