¹The dividend rate and Annual Percentage Yield (APY) accurate as of 12/17/2024. Highest yield on balances up to $1,000. A blended APY is calculated based on balances in each earning tier. Limited one Growth Savings account per member. Fees may reduce earnings. Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the disclosed annual percentage yield (APY).

²The dividend rate and Annual Percentage Yield (APY) accurate as of 12/17/2024. Fees may reduce earnings. Dividend rates are variable and subject to change after the account is opened. Minimum opening deposit for an IRA Savings is $25. There is no minimum balance requirement to obtain the disclosed annual percentage yield (APY).

³The dividend rate and Annual Percentage Yield (APY) accurate as of 1/10/2025. The dividend rate and APY may change at any time. There is no minimum balance required to earn the stated APY. The minimum opening deposit for a regular certificate is $500. The APY is based on an assumption that dividends will remain in the account until maturity. Any fee, withdrawal or transfer reduces earnings and there may be penalties for early withdrawal. Call (916) 732-2900 or 1-877-GOLDEN 1 (1-877-465-3361) for current rates.

* You are advised to seek advice from your own tax professional and attorney.