Opt Out of Standard Courtesy Pay Program

To opt out of the Standard Courtesy Pay Program overdraft protection on your checking account, you can submit your request online, or download the form and submit by mail, or by visiting a branch.

Submit Request Online

I request and authorize Golden 1 Credit Union to cancel the Courtesy Pay Program on my checking account. Opting out of the standard Courtesy Pay Program will automatically remove your checking account and debit card from Standard Courtesy Pay Transactions.

*required

I understand without the protection of Standard Courtesy Pay Program item(s) presented for payment on my account drawn against insufficient funds may be returned unpaid. I further understand if I have opted into Courtesy Pay for Everyday Debit Card Point Of Sale (POS) Transactions, I will also be removed from the debit card protection and these transactions will be declined. To reference possible fees associated to your checking account or debit card, please reference our current Consumer Services Fee Schedule.

By clicking Submit, I acknowledge that my decision to opt out of the Standard Courtesy Pay Program will apply to joint account holder(s), and I agree to notify any joint account holder(s) of my decision to opt out from this program.

Submit Request by Mail or at a Branch

First, download this form and fill it out. Then, follow the instructions below to submit the request using your preferred method.

Download

Submit by Mail

Print the completed form and mail to:

Golden 1 Credit Union
P.O. Box 15966
Sacramento, CA 95852-0966

Drop Off at a Branch

Bring the completed form to one of our branch locations and drop it off with one of our associates.

Looking to opt out of Courtesy Pay for Everyday Debit Card Point Of Sale (POS) Transactions? Fill out the Opt Out of Courtesy Pay for Everyday Debit Card Point Of Sale (POS) Transactions form.

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